If this utility is downloaded and executed, the user receives a message that it can "only repair one file in unregistered version". In order to repair — or more accurately, decrypt — more files, the user has to buy the product for $89.95. After the money is paid, the software does return access to the files.
Mikko Hypponen continues, “This trojan works in a very devious way. The user is probably very relieved to get his files back and may not realize that he has just paid a ransom for his own files. The user may even recommend what seems like an excellent file recovery product to his friends. Similar ransomware tricks have also involved the File Fix Pro utility during the past year.”
These criminal schemes only work if the user has not backed up his important files elsewhere. F-Secure recommends that everyone backs up their important files regularly, either on removable media like CDs, DVDs or USB thumb drives, or with online resources.